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People who balk at the prospect of undertaking a degree program or returning to school for a master’s degree after already earning a bachelor’s can consider certificate programs as a way to potentially reach their career goals while saving money.��

You can enroll in an��online certificate program��and learn while you are working or attending school. Certificate programs vary by institution, but participants often receive a certificate after successfully completing a program and assessment.

Some industries where professional certificates can be particularly helpful in bolstering knowledge and helping candidates position themselves for career growth are:

• Information technology
• Education
• Business
• Healthcare
• Accounting��
• Human resources
• Marketing

Completing a certificate can give you additional knowledge and skills you can add to your resumé.

A specialized skill set from a quality certificate program��can help you stand out��from other job candidates in competitive fields where many applicants have similar backgrounds.

The advantage of added skills does not only apply to tech, healthcare or other jobs requiring a college degree. Trade workers, such as machinists in the manufacturing industry, may choose to pursue a����to learn skills such as operating computer numerical control (CNC) machines.

If your career plans include a very specific position within a company, you can use certificate programs to��tailor your knowledge��for a particular role. A custom strategy can be effective because many certificate courses focus on specific skills, streamlining the learning process compared to a degree program.

Here are four more helpful things to consider.

The first step in finding the appropriate certificate program for your needs is researching the possibilities.

First, you want to��define your chosen career path. Certificates have a narrow focus, so you need to be sure about your chosen specialization before you enroll. While you may not need to settle on a specific position, you will likely need to select a focus, such as financial planning, cybersecurity or business analytics.

The next step is to find the best programs for your chosen subject. If the programs are offered through a university, you will want to ensure it is an accredited institution and that the program will lead to an actual certificate. Some programs can help you prepare for a certification exam from a credentialing organization respected in the industry.

The difference between certificate and certification is that a certificate is an educational program you can receive through a college while certification is a note of accomplishment through any other organization or resource that might specialize in a specific skill or set of skills rather than an overall topic. To determine which may be best for you, consider speaking with a college career counselor or ask those in the industry you are looking to break into which they value more.

If you decide you want a certificate, you will want to select a program that provides the most value for your career. In some industries, such as tech, you will have to choose between many similar certificate options. You want to be sure that you select one that aligns with your plans and is preferred by employers in your industry.

Another way to determine which professional certificate is right for you is to��seek advice from people working in your chosen industry��or profession or even talk to HR managers and recruiters to see which credentials they prefer when hiring.

Professional certificates may be less expensive than degree programs, but they still need to be factored into your budget. There are traditional options for covering the cost, such as��paying tuition and exam fees��up front or taking out a loan, but there are other options too.

Companies that want their workers to upskill may offer��employer payment programs��in which the organization covers all or part of the cost of a certificate program. Another common option is tuition reimbursement, which involves the employee paying for the course up front or with a loan. The employer then reimburses the employee over time.

Certificates are an opportunity to specialize in an area of interest. However, you also need to be practical about which certificate you choose. Is there a demand for this skill set? Does the salary make earning a certificate worthwhile? The U.S. Bureau of Labor Statistics offers��. These insights can be useful, as can looking at job sites to see the number of open positions in your area of expertise and the salary offered for those jobs.

Several kinds of places offer certificates, including colleges, online universities and����that offer their own specialized options. It will depend on which industry or skill you are seeking a certificate in.